Everyone wants to stay safe on the roads and should take all possible precautions to make sure that happens. However, if a car accident does happen to you, you may suffer personal injury with your vehicle sustaining damage. If so, there are key things that you will want to consider when looking at how to move forward.
One is that in some cases, depending in part on the type of vehicles that were involved, you may need to demonstrate that no negligence on your part was involved. The other driver may be clearly at fault, but if you are shown to have been negligent in some measure, the damages awarded to you can be reduced by a corresponding degree. For example, if you are viewed as having been 25 percent at fault, the award to you for damages may be reduced by 25 percent.
A related consideration is how much insurance coverage the driver of the other vehicle has. Even if they are 100 percent at fault, they may be uninsured or underinsured. Either case will make collecting damages more challenging, but that by no way means impossible.
Of course, it will be very important for you to comprehensively document all the injuries that you suffer and all the damage that your vehicle sustains, keeping clear and specific records. Those records serve in turn as a clear paper trail on which to base your claim for damages. They may include photographs of yourself and your passengers, assessments from doctors in regards to personal injuries.
An experienced attorney can help you map out exactly what you will need so a solid personal injury may be filed on your behalf.
Source: local10.com, “What to do after getting involved in a car accident” Sep. 09, 2014