If you or a loved one sustained serious injuries in a car accident with a negligent Tennessee driver, you may find your life more difficult now. Mounting medical bills, constant physical pain, and the mental anguish you endure because you cannot work and provide an income for your family can all wreak havoc on your daily life.
You do not have to suffer in silence and allow your accident-related expenses to deplete your personal savings. If you need help pursuing compensation for your damages, contact OEB Law, PLLC, today. We can help you recover from your losses by seeking compensation for medical treatment, lost wages, pain and suffering, and other damages. Call us at 865-546-1111 to schedule a free legal consultation with a car accident lawyer in Knox County.
How Do I Collect Compensation After a Car Accident?
If you were a victim in a car crash, you deserve compensation. To recover from your losses, we will file an insurance claim with the at-fault party’s insurer.
We can investigate your crash and file a claim on your behalf so that you do not have to shoulder the burden of handling legal paperwork while recovering from your injuries. We gather evidence to support your personal injury claim prior to filing the paperwork with the insurance company.
We collect documentation to show the damages you incurred from the accident. These documents may include:
- Your statement detailing the events of the accident and your injuries;
- Your medical expenses;
- Police reports of the accidents;
- Photographs of the accident, including damaged vehicles;
- Statements from eyewitnesses;
- A statement from your employer about your time off from work; and
- Your car repair estimates or receipts.
We may also take depositions from your treating physicians or mental health professionals on how the car accident diminished your quality of life and prevents you from carrying out your daily tasks and family obligations.
The mental effects of a car crash can be quite severe. According to an American Psychological Association (APA) study, motor vehicle accidents are the leading cause of post-traumatic stress disorder in the general population. The APA recommends accident victims seek psychological and medical treatment to overcome the trauma a car accident can cause. Our attorneys will work to get you the compensation you need to pay for it.
What Else Do I Need to Support My Claim?
To win you compensation, we must prove legal elements of negligence. In your case, we will show the driver owed you a legal duty to drive carefully to avoid an accident, but they breached that duty. We will prove the driver’s negligence caused an accident and you suffered damages as result. Our attorneys have extensive experience in applying elements of negligence to personal injury claims.
Driver negligence can commonly cause car crashes. We have found the most common causes of car accidents include:
- Driving under the influence of drugs or alcohol;
- Failing to obey traffic signals and road signs;
- Driving while fatigued or drowsy;
- Talking on the phone; or
- Texting while driving.
How Much Compensation Can I Recover for My Injuries?
We cannot give you a specific dollar value for your compensatory damages until we understand the circumstances surrounding your accident and the type of injuries you sustained. Generally, you may seek compensation for your:
- Ongoing medical expenses;
- Funeral expenses, if a loved one died in the accident;
- Home health care;
- In-patient rehabilitation;
- Lost income;
- Loss of earning capacity ;
- Mobility devices, including wheelchairs, canes, and walkers;
- Occupational therapy;
- Physical therapy; and
- Prescription medications.
In personal injury cases, you may also seek compensation for non-monetary losses such as pain and suffering, emotional distress, loss of enjoyment of life, and mental anguish. We can assign a fair monetary value to these losses when we total the value of your car accident claim.
You May Also Qualify for Punitive Damages.
In certain cases, a jury may award punitive damages as a way to punish defendants and discourage others from future egregious actions. If we can prove the other driver engaged in malicious, intentional, fraudulent, or reckless conduct—such as drinking and driving or texting while driving—you may be eligible for punitive damages.
Tennessee law caps punitive damages to two times the total amount of compensatory damages awarded or $500,000.
What If the At-Fault Driver Does Not Have Insurance?
If you carry Uninsured Motorist Coverage (UM) and Underinsured Motorist Coverage (UIM), we can help you file a claim with your auto insurer for compensation. UM coverage protects you when an at-fault driver does not have car insurance. UM coverage also protects you in hit-and-run accidents. A UIM policy covers you when an at-fault driver has liability insurance limits lower than yours and cannot pay for all of your damages.
Do I Need to Hire a Car Accident Lawyer?
If your car accident involved serious injuries or caused the death of a loved one, a car accident lawyer can help you pursue the full value of the damages you may be eligible for under state law.
Insurance companies strive to find a way to delay or deny insurance claims or reduce the payout amount. Our attorneys know the tactics insurers use to save money and avoid paying accident victims the compensation they need for their accident-related expenses. Our law firm is not afraid to challenge an insurer’s low payouts or claim denial. We will fight to get the compensation you deserve. If the insurance company refuses to settle, we will help you file a lawsuit and pursue your case in court.
Take the First Step and Call Us.
You have legal rights as an accident survivor. We can help you recover compensation. Call OEB Law, PLLC, today to schedule a free case evaluation.
Our firm cares for accident victims and we aggressively advocate for those suffering financial losses due to someone else’s negligence. Contact us at 865-546-1111 to schedule a free, no-obligation, legal consultation with a car accident lawyer in Knox County.