Uber and Lyft rideshare drivers offer a convenient transportation service for people in Hamilton County. But, the convenience can turn into a calamity when a rideshare vehicle gets involved in a wreck. If you were injured in an accident involving a Lyft or Uber vehicle, you may be able get compensated for your losses.

OEB Law, PLLC can help you pursue compensation for your medical bills, lost wages, pain and suffering, and other damages. Our Uber & Lyft rideshare accident lawyers in Hamilton County, TN help personal injury victims recover the compensation they deserve. Call us today to schedule a free case review at 865-546-1111.

We Can Help You After Your Rideshare Accident

Accidents involving Lyft and Uber may become complicated because commercial companies, private individuals, and insurance agencies are involved. We know, though, how to sort out the facts and identify the parties responsible for your damages.

OEB Law, PLLC, can help you file an insurance claim and protect your rights to pursue compensation. We handle all aspects of the claim process, which may include:

Investigating your rideshare accident. We secure evidence related to the Uber or Lyft accident, such as a police report, photographs of the accident scene, video footage of the accident, and eyewitness statements.

Filing insurance claims. We take the frustration out of filing claims with multiple insurance companies. We file the claims on your behalf with the appropriate insurers and include the evidence we collect that supports your case.

Negotiating your claims. Claim adjusters attempt to save money for insurers by offering low or no settlements. We negotiate for full and fair compensation for our clients. If we cannot reach a settlement, we may file a lawsuit against Uber or Lyft or the rideshare driver’s insurance company.

Uber and Lyft Insurance Liability Coverage

Uber and Lyft are required to carry insurance that covers both rideshare drivers and their passengers. The type of coverage that applies depends on whether the driver was using the rideshare app at the time of the accident and had a passenger.

Uber’s or Lyft’s $1 million liability insurance covers an accident when:

  • The driver’s app is on and the rideshare driver has a passenger.
  • The driver has a passenger and causes an accident that injures another motorist or pedestrian or bicyclist.
  • An uninsured driver causes an accident involving a rideshare driver and a rideshare passenger.

Rideshare Driver’s Auto Insurance

The driver’s personal auto insurance policy covers an accident when:

  • The driver’s rideshare app is off, the driver does not have a passenger, and has not yet received a ride request.
  • The driver’s app is on, the driver is ready to pick up a passenger, but does not have a passenger when the accident happens. If the driver’s insurance does not cover all of the damages, Uber’s or Lyft’s bodily injury insurance covers $50,000 per person and $100,000 per accident as well as $25,000 for property damage per accident.

Uber and Lyft Drivers Are Not Company Employees

Generally, a company can be held liable for the actions of its employees. In most states, Uber and Lyft drivers are classified as independent contractors and not employees, meaning Uber and Lyft may deny liability for their drivers’ actions in some cases. This does not mean, though, that Uber and Lyft cannot share liability for an accident.

If our personal injury lawyers in Hamilton County, TN find that a rideshare company shares liability with its driver for your injury, we provide evidence to hold both parties accountable for your losses. Under Tennessee’s fault system, a driver who causes an accident is responsible for paying damages to the injured party.

At the OEB Law, PLLC, we thoroughly investigate rideshare accidents and wade through complex layers of insurance coverage to help our clients recover compensation for their damages.

Filing Third-Party Claims

The rideshare driver and passenger may be able to file a claim when another driver, called a “third party,” causes an accident. If we find that another driver contributed to the rideshare accident, we can help you file a third-party claim against the driver who caused the accident.

While another driver may have caused the accident, Uber’s or Lyft’s insurance coverage may apply in your case if the rideshare driver contributed to the accident.

Recoverable Damages in an Uber or Lyft Accident

Our investigation of your Uber or Lyft rideshare accident helps us to determine the type of damages you sustained, which assists us in estimating the value of your claim.

Rideshare accident victims can generally get compensated for a variety of damages that include medical expenses, lost income, and property damage. You may also be eligible to pursue non-financial damages such as pain and suffering, emotional distress, and mental anguish. 

Filing a Wrongful Death Claim

If your loved one died because of an Uber or Lyft rideshare accident, you may be eligible to file a wrongful death claim. You can pursue compensation for your loved one’s medical bills, lost wages and benefits, funeral and burial expenses, and other damages.

Contact A Uber & Lyft Rideshare Accident Lawyer in Hamilton County, TN

You have a limited amount of time to file an insurance claim or personal injury lawsuit related to an Uber or Lyft rideshare accident, so contact us today so we can begin an investigation and help you recover compensation for your damages.

Call us now at 865-546-1111 for a free case review.