If a car accident in Hamilton County left you with serious injuries and huge medical bills, you may be entitled to recover compensation for your losses. At OEB Law, PLLC, we understand the difficulties injury victims have in getting insurance companies to settle claims after a car wreck. This is where we come in to help.
Our proficient lawyers have years of experience investigating car accidents, filing claims, and negotiating settlements on behalf of car accident injury victims. We can help you file an injury claim, review a settlement offer from a previously filed claim, or appeal a denied claim. To find out how we can help you, call us today at 1-865-546-1111 to schedule a free legal consultation with a car accident lawyer in Hamilton County, TN.
We Start by Investigating the Facts of Your Car Accident
We conduct an investigation of your car accident independent of the probe that the at-fault party’s auto insurance company conducts. An insurer wants to determine whether your actions contributed to the crash. This is a way to minimize your injury claim. Our investigation helps to build a solid claim with evidence that establishes fault and negligence.
We may find during our investigation that the other driver violated the rules of the road by:
- Speeding
- Texting and driving
- Ignoring traffic signals and signs
- Failing to yield the right of way
- Driving under the influence of alcohol and drugs
To have a successful claim requires us to show how the driver’s careless behavior caused an accident and you suffered physical injuries, property damage, and other losses.
The Type of Evidence We Collect
The evidence we collect includes a police report of your car accident. This report
explains how a car wreck happened and sometimes assigns fault for a crash. Besides the police report, we collect other evidence, such as:
- Your medical records that details the nature and extent of your injuries
- The at-fault driver’s prior traffic violations
- Traffic camera or surveillance camera video of the accident
- Photographs of the accident scene
- Photographs of your injuries
- Eyewitness statements
- Proof of defective car parts or equipment that affect the car’s operation
Depending on the circumstances of your accident, we may work with an accident reconstruction expert who can analyze a crash through police reports, vehicle damage reports, photographs, and other accident-related information. The expert might also visit the scene to recreate the crash.
Uninsured or Underinsured Motorist Car Accident
You may assume that you will have to shoulder the financial burden in a hit-and-run accident or in a crash involving an uninsured driver. But, you may be able to recover compensation if you have Uninsured Motorist Coverage (UM) and Underinsured Motorist Coverage (UIM) in your policy.
UM provides coverage when an uninsured motorist causes an accident. UIM protects you when a driver has insurance but not enough to cover the costs of your damages. UM/UIM pays up to the limits of your car insurance policy.
Tennessee requires vehicle owners to carry auto insurance but UM and UIM coverage is optional.
We Estimate Your Compensation Based on Your Damages You Sustained from the Car Accident
The value of your claim hinges primarily on the severity of your injuries. Car accidents can cause a variety of injuries, ranging from whiplash to a spinal cord injury that results in partial or complete paralysis. More serious injuries will increase the worth of your claim. This is why including your medical records are important part of your injury claim.
Besides your injuries, you may also pursue compensation for other damages that include:
- Ambulance transportation costs
- Hospital bills
- Rehabilitation costs
- Physical therapy
- Prescription medication
- In-home health care
- Assistive mobility device
- Car repair bills
We can also help you pursue non-economic damages, such as pain and suffering, emotional distress, mental anguish, and loss of enjoyment of life.
Punitive Damages
In certain cases, you can request punitive damages. These type of damages are awarded to punish an at-fault party’s malicious, violent, reckless, or careless acts that harmed another party. Punitive damages can go beyond the amount of actual losses the injured party suffered.
Recovering Compensation Through an Personal Injury Claim
Our car accident lawyers in Hamilton County, TN can file and negotiate a personal injury claim on your behalf with the at-fault driver’s insurance company or your own insurer. Having a lawyer to protect your interests and fight for compensation benefits you during the negotiation process.
However, in cases where fault is clear, or fatal injuries occurred, insurers will settle a claim. For example, an insurer may offer a settlement when its policyholder faces a criminal drunk driving charge for causing a fatal or serious car injury accident.
Initial settlements insurers offer may not cover all of the injury victim’s damages. If you were already offered a settlement, we can review the offer to ensure that you are getting full and fair compensation for your damages.
Your Accident Claim Has a Deadline
After a car accident, your focus is on recovering from your injuries. But, should you later decide to pursue compensation for your injuries, keep in mind that Tennessee’s Statute of Limitations allows individuals one year from the date of an accident to file a personal injury claim or lawsuit.
Building a strong personal injury claim requires time to collect solid evidence. The sooner you contact us, the sooner we can begin working on your case.
Contact A Car Accident Lawyer in Hamilton County Today
OEB Law, PLLC handles the complex legal issues involved in the insurance claims process so that you do not risk losing an opportunity to recover compensation for your losses.
We work on a contingency basis, which means you do not pay us unless we win compensation in your case.
To schedule a free legal consultation, call us at 1-865-546-1111.