If you suffered injuries in a Tennessee car accident due to another driver’s carelessness, you may be facing significant difficulties getting your life back on track. Being unable to work or perform your daily tasks while making frequent visits to your doctor’s office places financial and emotional burdens on you and your family members. Depending on the circumstances surrounding your accident, you may pursue compensation for your medical expenses and other losses.
The Law Offices of Ogle, Elrod & Baril, PLLC, can help you file a personal injury claim to recover costs for medical bills, lost wages, car repairs, pain and suffering, and other accident-related expenses. To schedule a complimentary legal evaluation with a car accident lawyer in Murfreesboro, call us today at 865-546-1111. Tell us about your accident so we can start building a strong, compelling claim on your behalf.
Proving Fault Is the Key to Getting Compensation After a Car Accident.
Before receiving compensation from your personal injury claim, you must first prove that another driver caused the accident in which you sustained injuries. Because Tennessee is a fault state, the driver at fault for the accident is legally responsible for paying damages to others involved in a crash. Our lawyers have the skills, knowledge, and experience needed to investigate your claim to identify the party responsible for the car accident.
Proving liability in car accidents can become complex because various Tennessee laws apply to these claims. For instance, the state’s negligence law applies to all personal injury cases. This law requires claimants to show that the at-fault driver had a duty to drive safely, but failed that duty by causing an accident through negligence. As a result, other drivers suffered damages in the accident.
Proving fault also requires obtaining relevant evidence to support your claim. This information shows the negligent or reckless actions of the at-fault driver. For instance, in investigating your claim, we may discover the at-driver caused your accident by:
- Following too closely—or tailgating;
- Failing to drive safely based on hazardous road or weather conditions;
- Driving while fatigued or drowsy;
- Driving under the influence of drugs or alcohol;
- Ignoring traffic signals and road signs;
- Texting while driving; or
- Talking on the phone while behind the wheel.
We also check the at-fault driver’s driving record to look for past convictions of traffic violations and the type of citations issued. If we can show the other driver exhibits a pattern of reckless driving behavior, it may strengthen your case.
What If the Accident Involved Multiple Vehicles?
Legal complexities abound if your accident involved multiple parties. The complication comes in identifying which party caused the accident. Our legal team has handled this issue before and we have numerous resources to investigate multi-vehicle crashes. For instance, we work with an accident reconstruction expert who can determine how an accident occurred and explain each party’s role in causing the crash.
Depending on the circumstances of the accident, we may determine that you can file a claim with more than one insurance company. For instance, if one at-fault driver does not have insurance or does not have enough insurance to pay for your damages, you may file a claim with another at-fault driver’s insurance company. We will offer our legal guidance on how to move forward in filing a claim with multiple parties.
What Happens If a Driver Does Not Have Auto Insurance?
Tennessee law requires all vehicle owners to purchase automobile insurance. Unfortunately, people drive without car insurance all the time. This becomes more evident when a car crash occurs. Nonetheless, you may still pursue compensation if your car insurance policy has Uninsured Motorist (UM) and Underinsured Motorist (UIM) coverage. If you have UM/UIM coverage, you can file a claim with your own insurance company.
UM covers you when a driver who does not have insurance causes an accident. UIM provides protection when a driver has liability insurance limits lower than yours and cannot pay for all of your damages. While state law mandates auto insurers to offer UM/UIM coverage policies, vehicle owners can choose to opt out of this coverage. Our firm recommends purchasing this optional coverage. You never know when you will need it.
What Information Should I Include When Filing an Insurance Claim?
We recommend providing as much information and documentation as possible to build a strong personal injury claim. Our attorneys will obtain strong evidence to support your right to compensation. These documents can include:
- Medical records showing the severity of your injuries and costs for medical treatment;
- The police report that provides details of the crash and identifies parties involved in the accident;
- Photos of the damaged vehicles involved in the accident;
- Price quotes for repairing your vehicle;
- Costs for physical therapy or rehabilitation;
- Costs for in-home medical equipment; and
- Receipts showing home health care costs.
We may also obtain statements from eyewitnesses to the accident. Depending on the severity of your injuries, we may also ask your family members to state how the car accident has impacted your daily life.
We can also calculate non-economic damages, such as the physical, emotional, and mental pain and suffering you endured because of the car accident.
Car Accidents Are on the Rise Across the U.S.
According to a National Safety Council survey on motor vehicle deaths, 2016 was the deadliest year on record since 2007. An estimated 4.6 million people sustained injuries serious enough to require medical attention, while as many as 40,000 people died in those accidents. Additionally, 64 percent of drivers surveyed said they felt comfortable speeding and 47 percent felt they could text while driving—either manually or through voice controls.
These survey results are startling. This is why we work hard to help our clients hold negligent parties responsible for the wrecks they cause.
Contact Us Today for a Free Legal Consultation.
The Law Offices of Ogle, Elrod & Baril, PLLC, works on a contingency basis. That means you do not pay for our services unless you recover compensation through an insurance claim or a lawsuit. Call us today at 865-546-1111 to speak with a car accident lawyer in Murfreesboro.