If you suffered injuries in a Jefferson City car accident because of someone else’s negligence, the Law Offices of Ogle, Elrod & Baril, PLLC can help you pursue compensation for your medical costs, lost wages, pain and suffering, and other damages.
A car accident lawyer in Jefferson City can help you build a solid case and handle negotiations with the at-fault driver’s insurance company. Discuss your potential claim with a member of our staff.
For a free, no-obligation consultation call us today at 865-546-1111.
How Can Help You Build a Case
To build a solid claim, it is important to collect evidence that shows how the at-fault driver’s negligence caused the car accident and you suffered injuries as a result.
Under Tennessee’s “fault” system for car accidents, the party that caused an accident can be held legally liable for damages from the crash. Typically, the driver’s insurance company pays the damages. This is why insurers scrutinize claims and offer low or no settlements to avoid paying out money to accident victims.
Type of Evidence for Your Car Accident Claim
We may secure documents, video footage of the accident, photographs of the accident scene, and other information to establish fault for the accident. For instance, in speaking with eyewitnesses or reviewing a police report, a car accident lawyer in Jefferson City may discover that the other driver acted negligently by texting and driving, or speeding, or driving under the influence of alcohol or drugs.
It is important to obtain a police report of your accident. Although the report does not always say who was at fault for a car wreck, it usually provides detail about how a crash occurred and whether a driver was ticketed for a traffic violation. The report might also back up your claim about how the accident happened.
Additionally, we can use photographs of your injuries (if available) along with your medical records that detail the nature and severity of your injury.
Using Evidence to Prove Fault
We use this evidence to prove four key elements of negligence that establish liability in a personal injury claim. These elements are: duty of care, breach of duty, causation, and actual damages.
By applying these elements to your case, we will show how the other driver had a duty to exercise care and avoid causing an accident. However, the driver violated this duty through negligent actions that caused you to suffer injuries and other damages.
Without proving these four elements of negligence, we cannot recover compensation from the at-fault driver’s auto insurer.
If the Other Driver Does Not Have Auto Insurance
If the driver that caused the wreck does not have auto insurance, you can file a claim with your own insurance company if you have Uninsured Motorist (UM) coverage or Underinsured Motorist (UIM) coverage as part of your insurance policy.
UM protects you when a driver who causes an accident does not have insurance. Tennessee requires all drivers and vehicle owners to have insurance. UIM covers you if the other driver has car insurance but not enough to cover all of your damages.
UM and UIM are coverages that pay up to your insurance policy’s bodily injury liability limits. With UM and UIM, you can recover damages for your medical bills, lost wages, and pain and suffering.
Recoverable Damages From a Car Accident
Our law offices can file the paperwork and negotiate the claim on your behalf with the other driver’s insurance company.
We handle the settlement process so that you can spend time recovering from your injuries instead of wrangling with insurance adjusters who want to reduce, delay, or deny your claim.
Our goal is to negotiate a fair settlement so that you can recover the fair compensation that you deserve. You may be able to recover compensation for your damages:
- Medical expenses
- Ambulance transportation to the hospital from the accident scene
- Lost wages
- Physical therapy
- Prescription drugs
- Medical equipment costs
- Car repairs
- Pain and suffering
Speak With the Law Offices of Ogle, Elrod & Baril, PLLC Today
The Law Offices of Ogle, Elrod & Baril, PLLC can represent you and protect your interests through every step of the insurance claim process.
Our firm works on a contingency basis, which means you do not pay us unless we recover compensation in your car accident.
Call us today at 865-546-1111.